Why Choose Us?

We give Value


With trusted and proven expertise in the financial field, we work hard to meet your expectations. Our solid team of experts works in perfect chemistry to give you peace of mind. We make sure that working with us is a life-changing experience.


Our company prides itself by bringing the satisfaction that our clients deserve. We just don't do our job but always go the extra mile. It is our passion to paint smiles in people's faces and be a part of their wonderful stories. We never fail to perform and deliver our best.


We analyze your credit problems and tailor plans according to your financial situation. Our effective methods are focused on removing the blemishes, providing accurate advice and making a big difference in someone's lives. We make your dream a reality.

About Us


Good Credit Now 101 is not your ordinary credit repair company. We are driven with passion to help people rise on their financial situation. We believe that they deserve a second chance to live their way to a Better Opportunity, a Higher Dream, and Better Life.

With expertise, knowledge, and a helping heart, we offer the most affordable credit repair services to bring people to financial stability. We know your struggles and understand your needs. Established in Hernando, Mississippi, we are a credit counselling company that extends its efforts to fix your credit, dispute errors, and remove negative items that affect your credit score. Whether you are dreaming to get your dream car, acquire a new home, or start a business, we are a reliable partner to achieve your goals.

Good Credit Now 101 CEO

How We Improve Your Credit

How it Works


Analysis and Planning


Upon reading your credit reports, we carefully analyze the factors that negatively affect your score and formulate a unique plan to handle the situation. Our strategies are custom made to suit your specific needs.

Change and Update


Our team keep a consistent 24/7 Credit Monitoring and fix disputes NOT JUST ON 3 CREDIT BUREAUS (Transunion, Equifax, and Experian) but MORE. We do the heavy-lifting and alert you with the latest updates on your credit report. We remove negative items and keep your worries away.

Shape Financial Situation


We guide you to maintain a good and healthy credit score and assist you with the helpful tips to successful credit restoration. Our unmatched approach and in-depth knowledge will help you build your future and take you to a better lifestyle.

Become an affiliate

Refer a friend and receive a referral fee. We love to build a community of positive individuals. Our affiliate program pays 10% on every client you give to us.

Tradelines For Sale

Looking to boost your credit score?

We offer tradelines starting at $ 500 that will increase your credit score and give a ton of positive impact.

Want to start your own credit repair business?

Together, let us build a debt-free community. Learn from the experts. At Good Credit Now 101, we teach a 2-day class on credit repair and go in-depth of repair tradelines funding and more helpful things that you need to know. Also, we offer a lifetime of support your success is our success.

Results Of Our Credit Repairs

Affordable Pricing

You’ve reached the pricing plans. Choose from one of our three plans.


We give you a variety of options that are best suitable to your budget.

Credit Consultation

Secure log-in Portal

Educational Material

Credit Analysis

3 Bureau Disputes

(Transunion, Equifax, Experian)

10+ Consumer Freezes

Fraud Alerts Security Placements

Fraud Alert Security Removal

Late Payments

Charge Offs




Identity Theft

Student Loans

Express  Mail

Tax Liens




Titanium plan 

Plan 1 $ 2,500 – One-time Payment

Plan 2 $ 1,250 – Two-time Payment in 2 months

Plan 3 $ 850 – Three-time Payment in 3 months

BLACK plan

Plan 1 $ 1,500 – One-time Payment

Plan 2 $ 750 – Two-time Payment in 2 months

Plan 3 $ 550 – Three-time Payment in 3 months

GOLD plan

Plan 1 $ 500 – One-time Payment

Plan 2 $ 250 – Two-time Payment in 2 months



According to Experian, for a score with a range between 300 – 850, a credit score of 700 or above is generally considered good. A score of 800 or above on the same range is considered to be excellent. Most credit scores fall between 600 and 750. Higher scores represent better credit decisions and can make creditors more confident that you will repay your future debts as agreed.

Here in the United States, the three major credit bureaus are: Equifax, Transunion, and Experian. These three serves as consumer reporting agencies and are responsible for collecting consumer’s information from financial institutions, courthouses, and creditors. The information gathered is sent as a credit report and is then passed to potential lenders and other interested parties.

Lenders and financial institutions use credit scores as a decision-making tool in order to identify if a borrower is able or has the capacity to repay the loan. This helps them anticipate the risk of you, not able to meet the agreed terms of the debts issued. If you have a good credit score, it will be a lot easier for them to determine if you are qualified to obtain a loan.

With us, your information is safe and secured. We use 3FA (3 Factor Authentication) to assure that your details are not shared to any party.

Yes. It depends.If you have no positive accounts on your report, it will go up and down until it’s completely Restored to No Score. If you have positive accounts on your report when we delete the negative accounts off your score, it will rise. Your credit score will increase as we clean it up and rebuild it. Credit reports contain errors as well as negative items. Our job is to fix every problem and give our best to improve your credit score. As soon as we work on your credit, you will see changes and your score will go up. On your way to get a loan approval!

Simply CALL US at 9016192325 for a free credit consultation and get your price quote. Then, you’ll need to make a payment and give us the necessary requirements as enumerated below:

  • Your ID
  • Social Security Card
  • Utility Bill (Electricity,water,gas,bank statement, or insurance bill)
  • Bank statement
  • Insurance bill

Yes. We accept many payment options and we offer a payment plan. Whether you want to pay the amount one-time or complete it in 2 or 3 months, it’s okay with us. We want to give you a breathing room.

Yes. Our tradelines will help increase your credit score. We have many options for you to choose from and they start at $500.

Yes. Call us and talk to us about your plans whether it is for a program, project, or for opening a business, we can help you get started with it. Our funding plans start at $25,000.

With the help of the Federal Trade Commission enforcing the Fair Credit Reporting Act, we use the power of the law. We submit a dispute to credit bureaus and correct any inaccuracies in your report.

Usually, it takes 3-6 months (depending on your credit report) to process everything to get your credit fully repaired and help you go back to a better life.

  • Late Payments
  • Charge Offs
  • Collections
  • Inquiries
  • Repossession
  • Identity Theft
  • Student loans
  • Tax Liens
  • Judgments
  • Foreclosures
  • Bankruptcies

Yes. We are happy to include you in our affiliate program. We pay you 10% for every successful client you refer to us.

We communicate with credit bureaus and submit a copy of the report and address them about the condition of your credit report. We help you make every statement correct.

Fraud alert removal

No. It is absolutely restricted. We don’t want to put you at risk.

We update real-time and give you the latest report and notifications about your credit. You will be notified on every improvement and changes we have made to your credit.

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Our Clients Absolutely Adore Us

Good Credit 101 Client

Goodcreditnow101 has literally given me a second chance in life. Within three months I went from not being approved for anything, to being able to be approved for the house I’ve always wanted, as well as my dream car. With so much joy, Thank you goodcreditnow101 for my second chance. You’re the best.

Psalmist. S

Good Credit 101 Client

When I was introduced to Good Credit 101 I was skeptical. I didn’t think he could really get certain things off of my credit starting with a 7,000 car loan, and I was surprise when I check my credit report and it was deleted! I’m so happy I chose good credit 101, my credit score increased tremendously


Good Credit 101 Client

Wow. I have been with Credit 101 for 2 weeks now, and my credit has already gone up 25 points. Thanks a lot Good Credit 101.


Contact Us Today!

Call Us: 888-552-9759